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Gem Visa

One card, two great interest free options.

Interest free isn't just for one-off purchases anymore. Now there's a credit card with access to interest free every day.

Long term interest free

For big jewellery and watch purchases, enjoy a long term interest free payment plan. There are a range of interest free terms available (one year, two years or even more). To approved applicants only.

Apply in-store today or online at

6 months interest free on any Visa purchase over $250 - anywhere, any time, no catches.

You can also enjoy interest free shopping every day once you receive your Gem Visa. For any purchase over $250 on your Gem Visa, you'll automatically receive 6 months interest free. That's every time you buy a gift, update your wardrobe, or treat yourself to something special. Anywhere Visa is accepted.

Plus you'll receive up to 55 days interest free on all your other purchases1, and you can keep track of your purchases with clearly explained monthly statements. All this with only one annual fee of $992.

See in store for details plus terms and conditions.

1. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of you minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See for calculation details. 2. Applies after your first purchase and on the anniversary of that first purchase every year after.

Gem is a registered trademark in Australia of Latitude Finance Australia (ABN 42 008 583 588). Gem Visa is a credit facility provided by Latitude Finance Australia. Australian Credit licence number 392145.